Export Trade Credit
Secure Growth Beyond Borders
Many exporters believe they know their international buyers well. But beneath the surface, risk often hides in ways that can’t be seen. A strong foreign buyer can collapse overnight because of pressures linked to its parent, sister company, or affiliated entities, risks that exporters rarely have visibility into.
The Reality:
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International buyers are often privately held, with limited or opaque financial disclosure.
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Affiliated corporate structures can transmit financial distress from one entity to another.
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Even “safe” markets carry payment and political risk that exporters can’t control.
For Companies:
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Export credit insurance allows you to confidently extend competitive terms to buyers, while protecting receivables from both commercial and political risk. It opens the door to new markets without exposing your balance sheet.
For Lenders:
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Most banks hesitate to finance international receivables, or only provide partial facilities. With export credit insurance, receivables become bankable assets. Lenders gain transparency and security, enabling them to extend full credit support to exporters.
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WIP can be included in the policy to protect against pre-credit risk and provide more collateral to the bank.
Expanding abroad magnifies uncertainty. Political, legal, and cultural barriers make collecting receivables even harder. Export trade credit insurance covers up to 90% of your international receivables, but with Melkios, you can go further. In select markets, we have access to structures such as Receivable PUT Options, where up to 100% of your receivables are insured. That means no reduction in loss recovery. Policyholders can unlock new international markets while offering competitive credit terms, knowing every dollar of their receivable is secured.
Export credit insurance transforms uncertain receivables into reliable collateral. It strengthens exporter competitiveness abroad and gives lenders the confidence to fully finance cross-border trade.