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Energy power plant representing how Melkios receivable PUT options provide 100% protection for export receivables, unlocking safer financing and global market access.

Receivable PUT Options

Unlock 100% Protection for Your Receivables

Go Beyond Standard Trade Credit

Most trade credit insurance policies cap protection at 90%. That leaves a 10% gap, a gap that can turn into millions of dollars of unsecured loss when selling into unfamiliar or volatile markets. With Melkios, policy holders have access to a Receivable PUT Option, a structure designed to insure up to 100% of your receivables.

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This is not just insurance. It’s a financial guarantee that eliminates exposure and gives you the ability to compete globally with complete confidence.​

 

How Receivable PUT Options Works

  • You sell goods or services on credit to your buyer.

  • Instead of holding 10% risk, you purchase a PUT Option on your receivable.

  • If the buyer defaults, you can “put” the receivable to the market and receive 100% of its value.

  • Settlement is fast, certain, and contractually binding, no recovery uncertainty, no partial payouts.

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Key Benefits

  • Full Coverage: Protects 100% of the receivable value, not just 90%.

  • Market Access: Structured through financial markets, expanding beyond traditional insurance limits.

  • Financing Advantage: Lenders are more willing to finance insured receivables when repayment is absolute.

  • Competitive Edge: Offer more attractive payment terms to key buyers without fear of default.

  • Strategic Flexibility: Use PUT Options selectively for key buyers in key markets.

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When to Use a Receivable PUT Option

  • Entering new international markets with limited buyer history.

  • Selling to large but financially opaque private companies.

  • Managing concentration risk with a handful of key export clients.

  • Securing bank financing for trade deals in markets where insurers cap recovery at 90%.

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Melkios

We work with global insurers, reinsurers, and capital markets partners to design solutions that fit the exact risk profile of your business. A Receivable PUT Option is one of the ways we help exporters eliminate uncertainty, strengthen lender confidence, and expand globally with no gaps in coverage.

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Take on new markets with 100% certainty. Talk to Melkios today about integrating Receivable PUT Options into your export strategy.

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